Posts with tag 'Mortgage'
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27
Buyers: Your Real Estate Agent to the Rescue
What do real estate agents actually do? This is a common question of many first-time home buyers and sellers. If you think all an agent does is act as a middleman between the property owner and prospective buyer, then you'll be surprised at just how many more valuable services they provide to their clients. Our real estate agents know that real estate tractions can be confusing for those unexperienced in these sales. Here are ten things that a real estate agent can assist buyers and sellers with.
- Home Inspectors
Every home will require an inspection and your real estate agent knows exactly who to call. To ensure that both seller and buyer are protected, your real estate agent will pair you with a knowledgeable inspector who will conduct a thorough assessment of the home.
30
Buy a Home: How Soon Should I Get Pre-Approval?
Securing pre-approval for a home loan is as good as money in the bank. It makes it possible for our real estate agents to help focus your home search, and it gives you an advantage at the negotiation table. However, your pre-approved status doesn't last forever, and you'll want to carefully read the lender's terms and conditions so that you don't get pre-approved too early.
The 60- to 90-Day Window
It can take anywhere from three days to a week for a lender to review your pre-approval application. Once approved, most mortgage pre-approvals are valid for between 60 to 90 days. In limited cases this window may extend out to 180 days. This is a short window so you want to maximize your efforts during this period. It's a short period because there is a possibility your credit score will change the more time elapses.
28
Buying a Home During Your Retirement Years
Deciding where you will live during retirement ranks among the most important choices that you'll make, because it has such an impact on both finances and lifestyle. Your home is likely to be one of your biggest financial assets, and of course it's also the place where you'll enjoy your retirement years. Buying a home for retirement is a dream for many, and it's an attainable goal when you plan ahead for the process. We are here to help, with a guide to buying a home during your retirement years.
Tips for Buying a Home During Your Retirement Years
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Research How a Mortgage Payment Will Fit into Your Retirement Budget
Planning a budget and sticking to it is one of the most important things you can do in retirement, and that certainly applies when you're planning to purchase a home. Before you get serious about buying, take some time to research the type of mortgage payment that will fit within your budget. Buying "too much home" can leave you short in other areas, so shopping within your budget is crucial.